XRP: From a 500% Breakthrough to New Opportunities for Investors

Just a year ago, XRP (CRYPTO: XRP) was trading around 0.55 USD. Today, this coin has surged close to 2.94 USD, equivalent to an increase of nearly 500%. This achievement makes early investors feel like geniuses, while those who came later struggle with the fear of "missing out" (FOMO). Strong rallies always bring excitement, but they also pose the classic question: Should one take profits or continue to buy more to leverage the advantage? To answer, let's look back at the key changes that have brought XRP to its current position – and the reasons why this upward trend may not be over yet. 12 Months That Completely Changed The Story Of XRP One of the biggest driving forces behind this breakout comes from the strong development of technology on the XRP Ledger (XRPL).

On June 30th, the EVM sidechain (Ethereum Virtual Machine) officially launched, allowing developers to deploy smart contracts using the familiar tools of Ethereum without leaving the XRP ecosystem. This means: Ethereum developers can now easily port DeFi applications or other dApps to XRPL. XRP can attract a large number of developers from Ethereum – those who are frustrated with the (gas fee) being too high. The XRPL ecosystem has the opportunity to explode in the number of applications and users. The Impetus from Legal and Policy Factors For many years, Ripple – the issuer of XRP – has been embroiled in litigation with the Securities and Exchange Commission (SEC) surrounding the question of whether XRP is a security or not. But the situation has changed: Last year, the court limited Ripple's fine to 125 million USD. On June 27, Ripple and the SEC both signaled their desire to end the appeals, nearly closing the long-standing legal battle. The crypto policy under the new U.S. administration also leans towards supporting XRP. When legal risks dissipate, financial institutions can be more confident in using XRP in the payment infrastructure without fear of being investigated. Why the Uptrend May Not Have Stopped Yet XRP is currently benefiting from both internal and external forces: Smart contract support opens up the DeFi market, lending, synthetic assets… The ability to attract capital from Ethereum thanks to low fees and fast processing speed. Favorable policies and legal conditions, especially as the SEC has eased litigation pressure. Expectations for the XRP spot ETF: New regulations create confidence that the SEC may approve before the deadline of 17/10. If the ETF is approved, funds will have to buy XRP to create a "creation basket", which could cause a supply shock driving the price up. What Should Investors Do? Although XRP is no longer in the "cheap" price range as it was a year ago,: The new technology platform has expanded market potential. Legal risks have significantly decreased, paving the way for institutional capital. The Catalyst ETF could be the catalyst for a new rally. For long-term investors, XRP remains a consideration. A reasonable strategy is to diversify the portfolio, invest with a long-term vision, and let the investment thesis – not emotions – guide the way.