RWAfi: The Key Infrastructure to Build a $100 Billion Incremental Market

From a purely data perspective, the RWA narrative is undoubtedly one of the most clear growth directions in the "Blockchain +" field for the next 10 years.

According to statistics from the data platform, the total market size of RWA currently exceeds 15 billion USD. Some institutions predict that this figure will double to 30 billion USD by 2025, and more optimistic forecasts believe that by the 2030s, the market value of tokenized assets could reach 10 trillion USD.

In other words, the potential growth space for the RWA narrative in the next 7 years could exceed 700 times. However, behind this actually lies a core question: who can truly capture the incremental value of this epic narrative?

This may be a hundred billion dollar question for the entire RWA track going forward, and the answer is likely hidden in the infrastructure surrounding the RWAfi public chain.

RWAfi: The Historic Opportunity of RWA

Essentially, moving real-world assets (RWA) onto the chain is just the first step in tokenization, and it is far from realizing its true potential. To further achieve on-chain value release, a more efficient underlying technology architecture, an open infrastructure toolkit, and a well-coordinated ecosystem are required.

In short, the on-chain transformation of RWA not only requires technological breakthroughs but also a complete service framework that encompasses the entire lifecycle of RWA assets, especially to safely and easily introduce RWA assets into diversified on-chain DeFi scenarios, thoroughly converting the existing dividend of traditional assets into incremental value on the chain.

This is precisely the core meaning of RWAfi. Under the tokenization framework, RWA not only significantly enhances its own liquidity but also allows for obtaining DeFi yields through operations such as lending and staking, introducing real yield assets to support DeFi and strengthening the value foundation of the crypto market.

Industry insiders have made an interesting analogy, stating that each blockchain network has a unique "soul". For example, some networks delve deeply into a specific segment of DeFi, some focus on the NFT and DAO ecosystems, while others are dedicated to incubating ZK applications.

However, when we turn our attention to the RWA ecosystem, we find an interesting situation: despite the popularity of RWA, there are very few public chains specifically serving the management and on-chain circulation of real-world assets. Even some mainstream public chains that have deeply laid out in the RWA direction were not originally designed to carry tens of trillions of dollars of real-world assets.

The reason is simple. The core mission of RWAfi is to enable real-world assets to flow freely on the chain. Therefore, compared to traditional on-chain applications like DeFi, it faces the greater challenge of how to truly make RWA "active" on the chain.

On one hand, the process of "putting real-world asset rights on the chain" involves complex asset tokenization processes and multi-party collaboration. It requires addressing issues such as security compliance, liquidity, cross-chain interoperability, and a developer-friendly technical environment, in order to achieve efficient liquidity and transparency of on-chain assets.

On the other hand, simply completing tokenization is not enough. After being "on-chain," there is also "empowerment," meaning that the true value of RWA lies in how to build a transparent, efficient, and highly liquid on-chain financial market through blockchain technology. Therefore, it is necessary to achieve deep integration of DeFi protocols, yield distribution, and risk management, granting RWA liquidity, composability, and interoperability similar to that of crypto assets.

Taking real estate as an example, after tokenization and going on-chain, it is no longer a "static" asset in the traditional sense and can participate in diverse DeFi scenarios, such as achieving transparent distribution of rental income through smart contracts, or using it as collateral for on-chain financing. This "empowerment" raises higher technological and ecological requirements, while also breaking the inherent limitations of RWA as real-world assets, injecting higher-dimensional composability and application potential.

Therefore, many people may not realize that RWAfi is not just a technical solution; it essentially creates a brand new asset class with native real yield characteristics—injecting native "real yield characteristics" into the blockchain ecosystem by introducing real-world assets, capital, and cash flows.

In this context, although many blockchain networks have begun to explore the RWA field, most of them only scratch the surface, lacking comprehensive technical support and ecological layout throughout the entire chain. After all, the success of RWAfi lies not only in its completion of asset tokenization but also in its ability to provide a full suite of solutions from development to operation.

Developers and users both need more accessible development resources, more efficient and scalable infrastructure, and a more secure and compliant underlying environment. Therefore, the core demand for the future hundreds of billions or even trillions of dollars RWA incremental market is evident — a dedicated RWA public chain.

It can simultaneously meet the diverse needs of institutional users and crypto-native users. In this vision, the RWAfi public chain is not only empowering RWA assets but is also likely to become the core value capture for the incremental value of the RWA ecosystem. By becoming a hub for liquidity and value settlement, all DeFi operations surrounding RWA tokenized assets, such as farming and collateral interactions (, can aggregate value through the RWAfi public chain, further promoting the incremental expansion of the RWA track.

In short, the L1 public chain dedicated to RWA is merely a means, not an end—ultimately, the players who can truly capture the incremental value of the RWA track are likely to be those solution providers that can cover the entire chain from on-chain infrastructure to ecological empowerment. They can enable the entire RWA process from "on-chain" to "empowerment" to run smoothly and efficiently.

Therefore, from this perspective, the golden age of RWA dedicated chains has arrived.

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Full-chain Solutions Focused on RWA

RWAfi has another inherent advantage:

Regardless of which track or product emerges under the RWA narrative, as long as the overall market size continues to grow, the RWAfi public chain platform, which directly provides the most fundamental support in the form of infrastructure, can tap into future markets worth hundreds of billions or even trillions of dollars, capturing the incremental value behind it.

After all, RWA has gradually become the main driver of incremental on-chain digital assets, allowing Web3 to effectively access the vast asset pools of traditional markets—such as the global bond market ) $133 trillion ( and the gold market ) $13.5 trillion (.

Since a certain platform ignited the DeFi summer in 2020, the volume of digital assets in the entire on-chain world has seen significant growth. Even though it faces a substantial pullback compared to the 180 billion dollars in November 2021, as of January 13, 2025, the on-chain TVL still stands at 113.5 billion dollars.

However, compared to the tokenizable RWA assets worth trillions of dollars such as bonds, gold, stocks, and real estate, this scale still seems insignificant. Therefore, RWA tokenization will undoubtedly bring a whole new incremental driving force to the on-chain world, creating unprecedented incremental market space on-chain.

Currently, there are very few L1 public chains focused on RWAfi. A certain public chain project that focuses on RWA and has just completed a new round of financing of 20 million dollars is almost the only strictly defined RWAfi public chain. This can also be regarded as a financing event that has significant benchmark meaning in the RWAfi field so far.

The notable feature of this project lies in its modular design, which systematically addresses the tokenization, compliance, liquidity, and interoperability issues of RWA through a one-stop solution, providing developers and institutions with a complete solution covering the entire lifecycle of RWA tokenization.

This systemic model is quite worthy of attention. After all, for a public chain, how "sophisticated" the technology is does not matter; the core competitiveness lies in whether it can attract developers and users to choose it and settle down, especially for products like RWA that involve a highly complex on-chain and off-chain integration. If it only provides fragmented services for a certain segment, developers and institutional users will not be willing to pay.

The advantage of this project lies in its integration of multiple modular key tools, providing developers with a complete RWA asset on-chain solution. This toolkit not only lowers the technical barrier but also incorporates compliance providers directly into the platform's upstream supply chain system in a "compliance-as-a-service" model, ensuring that tokenized assets meet regulatory requirements from the source.

Through these modular tools, the project not only empowers developers but also significantly lowers the barriers for traditional financial institutions to enter Web3—the developers can lower the technical threshold through modular tools and quickly deploy complex RWA solutions; the "compliance as a service" model can also help traditional institutions address compliance pain points while providing efficient technical support.

This means that some Web2 giants looking to venture into Web3 can directly integrate RWA tokenization services provided by this project into their existing products, quickly achieving product iteration and market expansion.

This not only allows institutions to easily tokenize assets and introduce them into the blockchain ecosystem, but also retains the smooth user experience of Web2, empowering users with asset autonomy and Web3 attributes.

From a more macro perspective, in the previous Web2 world where private domain traffic was king, whoever could occupy territory and gather enough private domain traffic could maximize their profits. This led to a situation in Web2 where there were fat applications and thin protocols, with some super apps becoming increasingly large and locking in users through a closed ecosystem.

In Web3, the product logic has clearly reversed - products in the form of underlying components or middleware are becoming increasingly sought after, allowing them to be inserted as "building blocks" or serve as foundational infrastructure to achieve maximum aggregation benefits. The modular infrastructure of these projects perfectly aligns with this Web3 product logic, providing traditional financial institutions and Web2 giants with lightweight RWA integration tools, enabling them to quickly realize Web3 transformation.

The appeal of this project lies here. For the RWAfi track, future competition will not only be a contest of technical capabilities, but rather whether a set of efficient and user-friendly ecological support systems can be designed around developers and users. This model that connects on-chain innovation with off-chain assets will become the true watershed for the development of the RWA track.

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The Necessary Path of RWAfi: The Bidirectional Link Between Institutions and DeFi

For Web3, "incremental" is an eternal theme—whether it is the injection of incremental funds or the expansion of incremental users.

The core appeal of RWAfi lies in its inherent "two-way connection" property: on one hand, it links new and old players in Web3, while on the other, it connects to the massive accumulated assets of traditional finance. This not only provides crypto-native users with new asset classes and yield opportunities but also opens up a pathway for traditional financial giants to deeply integrate with the on-chain DeFi world, thereby achieving a synergistic effect of "1+1>2".

Currently, some RWAfi projects are building a "dual-handed" ecological network centered around institutional partners and extended by DeFi partners:

• Institutional partners: responsible for providing compliance, trust foundation, and high-quality assets, serving as the trusted core of its RWAfi ecosystem;
• DeFi Partners: Provides on-chain users with flexible and high-yield asset participation methods, further enhancing the liquidity and composability of RWA.

Upon closer inspection, it can be observed that the institutional circles of certain projects mainly focus on the tokenization, compliance, and asset management of traditional assets, thereby enabling RWA to achieve higher liquidity and transparency through on-chain infrastructure, paving the way for a deeper integration of traditional financial giants with RWAfi.

The DeFi protocols that have achieved deep integration or cooperation mainly convert the stock dividends of traditional assets into on-chain incremental value, for example, through liquidity support and yield optimization.