Institution 0% interest loan program upgrade: easy to unlock 200,000-10,000,000 USDT interest-free quota

1. Exclusive for New Customers: Unified Account Lending

Applicable to customers with a monthly trading volume of over $20 million, providing proof of trading volume for the past 30 days, can obtain borrowing limits upon joining Gate.io.

Lending Rules: After obtaining the quota, if the cumulative trading volume meets the standard within 30 days, you can enjoy a 90-day interest-free treatment. The requirements for interest-free lending limits and trading volume are as follows:

| USDT Interest-Free Quota | 30-Day Cumulative Trading Volume $ | | :--- | :--- | | 200,000 | >15,000,000 | | 300,000 | >25,000,000 | | 400,000 | >50,000,000 |

Maturity Assessment: If the trading volume does not meet the standard, interest must be paid at the agreed rate and the corresponding principal and interest must be returned within 3 days; if the standard is met, the interest-free period will be extended by 60 days, totaling 90 days interest-free.

2. Exclusive for Existing Customers

1. Micro Lending (Unified Account) Applicable Customers: Old customers with an average monthly trading volume of $30 million - $100 million in the last 90 days can apply for a maximum loan limit of 400,000 USDT.

Lending Rules: After obtaining the limit, assessments will be conducted every 30 days. If the trading volume growth or the spot order market share or contract order market share meets the standards, you can enjoy interest-free treatment and continue borrowing.

| USDT Interest-Free Quota | Assessment Method 1: 30-Day Trading Volume Growth Rate | | Assessment Method 2: Spot Market Order Trading Volume Market Share | | Assessment Method 3: Contract Market Order Trading Volume Market Share | | :--- | :--- | :--- |:--- | :--- | :--- | | 200,000 | 30% | or | 0.1% | or | 0.04% | | 300,000 | 40% | or | 0.18% | or | 0.08% | | 400,000 | 50% | or | 0.35% | or | 0.15% |

Assessment every 30 days: If the assessment does not meet the standards, interest must be paid at the agreed rate and the corresponding principal and interest must be repaid within 3 days; if the standards are met, the past borrowing period will enjoy interest-free status, allowing for continued borrowing and the option to apply for a higher limit.

• Trading volume growth rate calculation: 30-day trading volume/( past 90-day average trading volume x 30)-1
• Market share calculation: 30-day buy order trading volume / 30-day total trading volume on Gate.io
• Required fill rate: Among the three assessment methods mentioned above, the customer's fill transaction volume must account for over 60% of their total transaction volume.

2. Large Amount Lending (OTC/Unified Account) Applicable Customers: Existing customers who have completed KYB certification and have a trading volume of over $100 million in the last 30 days can apply for a maximum interest-free limit of 10 million USDT based on their trading volume. Two lending methods are available: unified account lending and OTC lending.

Lending Rules: In the last 30 days, if the trading volume meets the order & fill requirements for contracts or spot in the table below, you can apply for the corresponding interest-free loan limit.

| Loan Limit USDT | Perpetual Contract Order Trading Volume $ | Perpetual Contract Taker Trading Volume $ | | Spot Order Trading Volume $ | Spot Taker Trading Volume $ | | :--- | :--- | :--- | :--- | :--- | :--- | | 1,000,000 | 200,000,000 | 55,000,000 | or | 80,000,000 | 25,000,000 | | 2,000,000 | 400,000,000 | 120,000,000 | or | 145,000,000 | 60,000,000 | | 3,000,000 | 600,000,000 | 200,000,000 | or | 240,000,000 | 115,000,000 | | 4,000,000 | 950,000,000 | 320,000,000 | or | 330,000,000 | 155,000,000 | | 5,000,000 | 1,350,000,000 | 440,000,000 | or | 400,000,000 | 195,000,000 |

Total Limit ：

• The spot and contract are calculated separately, the total loan limit for spot + contract is 10 million USDT.

Assessment Period:

• Each natural month is an assessment period.
• Gate will conduct a trading volume audit on the first day of each month.

Assessment Criteria: Must meet the monthly trading volume requirements for the corresponding lending tier's contract "taker and maker" or spot "taker and maker".

Non-compliance handling:

• If the trading volume requirement is not met, interest must be paid at the agreed rate, and the corresponding principal and interest must be repaid within 3 days after the notification of the audit results (based on the actual notification email of the audit results).
• Overdue repayments will trigger the automatic repayment process; if the account funds are insufficient, forced liquidation may be initiated.

Note:

1. Unified account loan funds can only be used for spot margin trading; OTC lending funds are not restricted to the market.
2. The trading volume of all zero-fee trading pairs is not included in the statistics.
3. New customers cannot participate in the GMMC event at the same time.
4. All loans in this plan require account margin, and the margin coefficient and risk control mechanism follow the unified account. For details, please consult your account manager or visit https://www.gate.io/zh/loan-info.
5. The old Institution Zero Interest Loan Program event has ended.
6. For other details, please contact your account manager at mm@Gate.io.

Join now to make your capital flow more efficiently and trading easier! Gate team April 2, 2025 The Gateway of Cryptocurrency Secure, fast, and easy trading of over 3,800 types of cryptocurrencies. Take Action Now Register an account, and receive up to $10,000 in welcome bonuses. Invite others to register, you can earn a 40% commission Follow official channels Visit Gate.io Official Website Download Gate.io App | Desktop Version Follow X (Twitter), get the latest benefits Join the Telegram community, discuss hot topics Join the global community for the latest news Transparency Assurance View 100% Reserve Proof