Institutional 0% Interest Loan Program Upgrade: Easy to Unlock 200,000 - 10,000,000 USDT Interest-Free Quota

1. Exclusive for New Customers: Unified Account Lending

Applicable to clients with a monthly trading volume of over $20 million, providing proof of trading volume for the past 30 days, you can obtain a lending limit when joining Gate.io.

Lending Rules: After obtaining the limit, within 30 days, if the cumulative trading volume meets the standard, you can enjoy a 90-day interest-free treatment. The interest-free borrowing limit and trading volume requirements are as follows:

| USDT Interest-free Limit | Total Trading Volume Over 30 Days $ | | :--- | :--- | | 200,000 | >15,000,000 | | 300,000 | >25,000,000 | | 400,000 | >50,000,000 |

Maturity Assessment: If the trading volume is not met, interest must be paid at the agreed rate and the corresponding principal and interest must be repaid within 3 days; if the target is met, the interest-free period will be extended by 60 days, totaling 90 days interest-free.

2. Exclusive for Existing Customers

1. Micro Lending (Unified Account) Applicable Customers: Existing customers with an average monthly trading volume of $30 million - $100 million in the past 90 days can apply for a maximum loan limit of 400,000 USDT.

Lending Rules: After obtaining the quota, assessments will be conducted every 30 days. If the trading volume growth or the market share of spot or contract orders meets the standards, you will be eligible for interest-free treatment and can continue to borrow.

| USDT Interest-Free Quota | Assessment Method 1: 30-Day Trading Volume Growth Rate | | Assessment Method 2: Spot Maker Trading Volume Market Share | | Assessment Method 3: Contract Maker Trading Volume Market Share | | :--- | :--- | :--- |:--- | :--- | :--- | | 200,000 | 30% | or | 0.1% | or | 0.04% | | 300,000 | 40% | or | 0.18% | or | 0.08% | | 400,000 | 50% | or | 0.35% | or | 0.15% |

Every 30 days assessment: If the assessment does not meet the standard, interest must be paid at the agreed rate and the corresponding principal and interest must be repaid within 3 days; if the standard is met, the previous lending period enjoys interest-free, continuous borrowing is allowed, and a higher limit can be applied for.

• Trading volume growth rate calculation: 30-day trading volume/( past 90-day average trading volume x 30) - 1
• Market share calculation: 30-day buy order trading volume / 30-day total buy order trading volume on Gate.io
• Order execution rate requirement: In the above three assessment methods, the customer's order execution trading volume must account for more than 60% of their total trading volume.

2. Large Amount Lending (OTC/Unified Account) Applicable Customers: Existing customers who have completed KYB certification and have a trading volume of over $100 million in the last 30 days can apply for a maximum interest-free limit of 10 million USDT based on their trading volume. Two lending methods are available: unified account lending and OTC lending.

Lending Rules: If the trading volume in the last 30 days meets the order & execution requirements for contracts or spot trading in the table below, you can apply for the interest-free lending limit corresponding to the tier.

| Lending Limit USDT | Perpetual Contract Order Trading Volume $ | Perpetual Contract Taker Trading Volume $ | | Spot Order Trading Volume $ | Spot Taker Trading Volume $ | | :--- | :--- | :--- | :--- | :--- | :--- | | 1,000,000 | 200,000,000 | 55,000,000 | or | 80,000,000 | 25,000,000 | | 2,000,000 | 400,000,000 | 120,000,000 | or | 145,000,000 | 60,000,000 | | 3,000,000 | 600,000,000 | 200,000,000 | or | 240,000,000 | 115,000,000 | | 4,000,000 | 950,000,000 | 320,000,000 | or | 330,000,000 | 155,000,000 | | 5,000,000 | 1,350,000,000 | 440,000,000 | or | 400,000,000 | 195,000,000 |

Total Limit ：

• Spot and contract are calculated separately, the total loan limit for spot + contract is 10 million USDT.

Assessment Period:

• Each calendar month is an assessment period.
• gate will conduct a trading volume audit on the first day of each month.

Evaluation Criteria: Must meet the monthly trading volume requirements for the corresponding loan level in contracts "taker and maker" or spot "taker and maker".

Non-compliance Handling:

• If the trading volume requirement is not met, interest must be paid at the agreed rate, and the corresponding principal and interest must be repaid within 3 days of the notification of the review results (subject to the actual review results notification email).
• Late repayment will trigger the automatic repayment process; if the account funds are insufficient, it may initiate a forced liquidation.

Note:

1. Unified account loan funds can only be used for spot margin trading; OTC lending funds are not restricted to the market.
2. The trading volume of all 0-fee trading pairs is not included in the statistics.
3. New customers cannot participate in the GMMC event at the same time.
4. All borrowing under this plan requires account margin, and the margin coefficient and risk control mechanism follow the unified account. For details, please consult the account manager or view https://www.gate.io/zh/loan-info.
5. The old Institution Zero Interest Loan Plan event has ended.
6. For other details, please contact your account manager at mm@Gate.io.

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