What is Treehouse Finance?

In the traditional financial market, fixed income products occupy a central position, while the DeFi field has long lacked scalable solutions. The emergence of Treehouse Finance fills this gap, with its innovative DOR (Decentralized Offering Rate) mechanism and tAssets (Treehouse Assets) bringing a true fixed income layer to the crypto market.

As of July 30, 2025, the total value locked (TVL) of the protocol has exceeded 610 million USD, with the number of users surpassing 47,900, making it a leader in the DeFi fixed income sector.

According to Gate market data, TREE is currently priced at 0.57 USD, with a 24-hour trading volume of up to 25.5 million USD.

Technological Breakthroughs, Building the Foundation for DeFi Fixed Income

The core innovation of Treehouse lies in two major protocol components:

1. DOR (Decentralized Offered Rates) is inspired by the LIBOR interest rate mechanism of TradFi, where distributed groups submit expected forward rates, secured by token staking to ensure data accuracy. This mechanism generates a "risk-free" interest rate benchmark (TESR) on the Ethereum chain, providing a settlement basis for interest rate swaps, fixed-rate loans, and other products.
2. tAssets (LST 2.0) users can obtain tETH and other tAssets after depositing ETH or liquid staking tokens (LST). These tokens generate real returns through interest rate differences in the arbitrage lending market. tAssets are both income-generating tools and provide data sources for DOR, forming a closed-loop ecosystem.

This architecture addresses the long-standing issues of high interest rate volatility and market fragmentation in DeFi, achieving a complete fixed income market framework on-chain for the first time.

Airdrop Configuration and Ecological Incentives, Accurately Capturing Early Participants

Treehouse's airdrop strategy highlights its emphasis on the core community:

• GoNuts participants: Wallets that accumulate ≥ 100 Nuts at the snapshot on May 29 will receive the basic airdrop + treasury rewards.
• NFT Holders: Each Treehouse Squirrel Council (TSC) NFT is allocated 500 TREE.
• Binance staking users: Users who stake ≥ 0.03 ETH to the Treehouse ETH treasury from July 22 to 29 will receive additional airdrops.

The TREE token combines utility and governance functions: paying for DOR data query fees, participating in protocol governance, staking to earn consensus rewards, and supporting the operation of interest rate prediction groups.

Ecological Expansion and Industry Impact

The launch of Treehouse's Gaia is not just a token distribution; it also marks the official integration of its fixed income layer into mainstream trading scenarios.

• On a technical level, DOR provides a reliable benchmark for on-chain interest rate derivatives (such as interest rate swaps and forward contracts);
• At the market level, tAssets balance the interest rates of multiple lending protocols through an arbitrage mechanism, enhancing capital efficiency;
• On the cooperation level, a deep integration with platforms like Binance (such as Alpha point redemption airdrops) accelerates user penetration.

##Conclusion: The Underlying Experiment of Reconstructing the Logic of DeFi Yields

Treehouse's breakthrough lies in deconstructing and reshaping the essence of traditional finance—fixed income and benchmark interest rates—through encryption primitives. As TREE establishes liquidity on platforms like Huobi and Binance, its tAssets arbitrage model and DOR data network will attract more institutional-level funds. As the yield game in DeFi gradually shifts towards certainty in returns, Treehouse may become the core engine for the explosion of fixed income products in the next bull market.

As its name "Treehouse" suggests, the project is rising from the jungle of DeFi to build a new financial habitat that is rooted in blockchain characteristics while transcending volatility.