From Concept to Practice: Rising Stars in the RWA Tokenization Wave

A revolutionary transformation is taking place in the global financial sector. Tokenization is no longer a concept confined to theory but is rapidly becoming a reality. Both pioneers in the crypto industry and giants of traditional finance are exploring how to digitize, chain, and globalize real-world assets (RWA) within a compliant framework. This wave encompasses a diverse range of assets, from government bonds to real estate, commodities, and notes, with regulators gradually opening experimental spaces for this innovation. Behind this trend lies a pressing demand from global capital markets for enhanced efficiency, increased transparency, and achieving around-the-clock liquidity.

In this context, Libeara stands out as an innovative platform, becoming a practical pioneer in the field of tokenization with its regulatory-friendly and institution-oriented characteristics. Unlike many traditional financial institutions that are still in the exploratory phase, Libeara has accumulated rich practical experience through actual projects. At the same time, it distinguishes itself from certain technology-centric crypto institutions by placing greater emphasis on compliance, security, and alignment with institutional-level requirements.

RWA tokenization acceleration, three major products open up the on-chain channel for traditional assets

The on-chainization of RWA is accelerating its penetration into mainstream markets. According to the latest data, the total value of global on-chain RWA assets has exceeded $25.5 billion, growing nearly 56% since the beginning of the year, covering various asset classes such as U.S. Treasury bonds, real estate, private credit, commodities, and stocks. This trend indicates that on-chain finance has surpassed the experimental phase of crypto assets, with traditional financial markets increasingly demanding more efficient, transparent, programmable, and composable financial infrastructure.

Currently, the issuance and custody processes of traditional financial assets still heavily rely on centralized institutions. While this ensures compliance and security, it also brings about issues such as complex processes, high thresholds, high costs, and data silos. To address these pain points, Libeara provides highly compliant and efficient on-chain issuance and management solutions for major asset classes such as bonds, funds, and securities through three core product lines: Bravo, Delta, and Tango, accelerating the on-chain process of traditional asset conversion.

Bravo: Native Tokenization Government Notes and Bonds Platform

Bravo is an innovative asset tokenization platform designed for national-level financial institutions, supporting the direct issuance, trading, and management of government bonds and sovereign debt on the blockchain, aiming to enhance the inclusiveness, transparency, and risk resistance of the financial system.

Traditional sovereign bonds usually have high thresholds and complex processes, primarily targeting institutional investors, making it difficult for ordinary citizens to participate. Bravo reduces market entry barriers by supporting the issuance of small denomination bonds and on-chain wallets, promoting debt democratization. Traditional bonds involve multiple intermediaries, with cumbersome and inefficient processes. Bravo allows governments to complete the entire process of issuance, circulation, and repayment directly on-chain, automatically executed through smart contracts, with the entire process being traceable and verifiable.

In addition, developing countries' financing heavily relies on dollar debt, making them vulnerable to currency mismatch risks. Bravo's local currency bond support mechanism helps enhance government strategic autonomy and risk resistance, strengthening credit anchoring.

Bravo also offers flexible debt product design capabilities. Traditional government bonds are monotonous and difficult to adapt to diverse capital needs and policy orientations. Bravo supports programmable debt instruments, such as inflation-linked bonds, delayed issuance bonds, and lottery-type bonds, to meet the diverse social policy goals and community needs.

More importantly, Bravo implements a native on-chain holding mechanism, where assets are directly owned by investors, eliminating intermediary custody risks and single points of failure, with data being transparent and verifiable, greatly enhancing system resilience.

Delta: Tokenization services for fund managers under regulation.

Delta allows regulated fund managers to issue and manage on-chain fund shares, supporting the tokenization of fund shares of any denomination, significantly lowering investment thresholds. Through the tokenization mechanism, these fund shares can be freely transferred among compliant investors, effectively breaking through the liquidity bottleneck of traditional fund investments. The platform supports multi-asset class and cross-jurisdiction fund management, meeting diverse portfolio needs. Investors can conveniently complete subscription, redemption, and transfer operations of fund shares on the Delta platform, greatly enhancing user experience and operational efficiency.

Delta will officially launch an institutional-level application and platform developed for licensed fund managers in Singapore through Libeara, featuring institutional-grade security and compliance. By bridging traditional finance and decentralized finance, Delta meets the varying needs of crypto-native investors and traditional investors.

Tango: Universal Security Token Issuance Platform

Tango is a universal securities token issuance platform that supports multiple asset classes, covering various real-world assets such as securities, commodities, and media. The platform supports multiple blockchain networks, ensuring technological compatibility and flexibility to adapt to different market demands. Meanwhile, Tango integrates KYC and AML functionalities, along with bank-level technology, internal control systems, risk management, and compliance standards, ensuring that all tokenization projects' issuance and circulation comply with regulatory and legal requirements.

Moving Towards Practice: Years of Experience in Tokenization Business Implementation

Compared to many RWA participants who remain in the exploration and experimentation phase, Libeara is driving tokenization from concept to practical application. By flexibly adapting to the regulatory and market demands of different countries and institutions, Libeara has been practically tested and optimized in national projects in Singapore, Hong Kong, Ghana, and the Philippines, involving various asset scenarios such as public offerings, private placements, sovereign debt, and central bank digital currencies, providing the global market with a replicable and verifiable technological paradigm.

For example, Libeara has partnered with multiple parties to launch one of the highest-rated tokenization US Treasury bond funds globally, receiving high ratings from several institutions. Recently, multiple on-chain capital platforms and RWA exchanges have also announced collaborations with Libeara to expand access to this fund.

Libeara has also successfully partnered with leading domestic public offering institutions to launch Hong Kong's first tokenized fund aimed at retail investors, providing investors with a blockchain-based innovative investment tool for Hong Kong dollar returns.

As early as 2023, Libeara participated in the Ghana Central Bank CBDC hackathon, building a prototype system to support the subscription of Ghanaian government bonds and notes with CBDC. This achieved on-chain tokenization issuance and settlement of Ghanaian government bonds. This not only validated the technical feasibility but also provided a viable path for financial digitization in developing markets.

In addition, Libeara's tokenization technology has been incorporated into several national financial infrastructure construction projects. For example, it participates in the Hong Kong Monetary Authority's wholesale central bank digital currency project, exploring the settlement applications of tokenized deposits and assets; collaborates with a bank in the Philippines to complete the country's first tokenized retail bond project; and participates in the green finance project jointly launched by the Hong Kong Monetary Authority and the Bank for International Settlements Innovation Hub, exploring the application of blockchain technology in the tokenization of green bonds.

The core team is deeply engaged in finance, committed to building a secure fortress for RWA.

The name Libeara is derived from the combination of "Liberty" (the early retail treasury bonds of the United States) and "Aerarium" (the ancient Roman treasury). Established in January 2023 and headquartered in Singapore, Libeara is a fintech company created by an innovative incubation platform under a large bank, dedicated to using blockchain technology to promote the tokenization of government bonds and funds, breaking down the barriers of traditional capital markets and opening up new investment channels.

The core team of the company brings together top experts from traditional finance, blockchain technology, and regulatory compliance. The founder and CEO has over 20 years of rich experience in capital markets and has designed and executed bond financing programs worth more than $180 billion for multiple governments, enterprises, and financial institutions, providing deep insights into the inefficiencies and pain points of the traditional financial market. This experience serves as the cornerstone for the establishment of Libeara, enabling it to find a balance between technological innovation and financial security, offering solutions that are both efficient and credible to the market.

The founder believes that tokenization not only simplifies the inefficient aspects of traditional finance but also redefines the interaction between investors and assets. Through blockchain technology, Libeara enhances the transferability of investments, allowing assets to flow peer-to-peer among investors, significantly increasing flexibility, while also giving rise to more new use cases, such as enhancing liquidity and expanding the scope of investor participation.

He emphasized that Libeara's goal is to create a "super secure financial system" that operates safely on the digital highway of modern finance. The company serves a new type of investor, namely those who hold crypto wealth but wish to participate in traditional capital market investments. He pointed out that the widespread application of blockchain in traditional finance still faces cognitive barriers, as many people equate blockchain with volatile cryptocurrencies and unregulated markets, rather than stable regulated assets like government bonds. Changing this perception requires not only advanced technology but also a strong compliance framework to prove that blockchain can support rigorously regulated financial products.

He envisions that in the future, the power of wealth allocation will shift from large financial institutions to individuals. Tokenization will play a key role in this process, retaining the stability and structure of traditional finance while meeting contemporary investors' demands for flexibility and autonomy.