Summerfi’s New USDC Vault Just Got a Serious Upgrade — Here’s Why It Matters

Summerfi recently dropped one of the most practical updates in DeFi for anyone holding idle USDC. They’ve added Hyperithm USDC to their Lazy Summer USDC Lower-Risk Vault on Ethereum mainnet — and it’s a big deal.

What’s the Update?

Hyperithm is now running one of the strategies inside the USDC vault. It’s an institutional-level setup built on Morpho Blue that allocates into carefully chosen, high-performing lending markets.

Right now, the APY is hovering around 7.68% over the last 30 days — which is way ahead of what you'd get from something like Aave (about 3–4%).

And the automation behind it is next-level. Once your USDC is in the vault, Summerfi’s keepers handle the rest. They automatically move funds into Hyperithm when it’s the best option, and out again if something better shows up. You don’t have to lift a finger.

Built for Smart, Passive Yield

No manual rebalancing

Institutional-level strategy inside a DeFi vault

Dynamic allocation based on real performance

Whitelisted risk-tier strategies only

This is for people who want their stablecoins to earn — without the usual DeFi micromanagement.

Bonus: SUMR Rewards Are Also Live

Depositing into this vault also earns you SUMR tokens, which are Summerfi’s native rewards and governance token. That means you’re getting yield and protocol incentives at the same time — all passively.

TL;DR

The Lazy USDC Lower-Risk Vault on Summerfi just got smarter thanks to Hyperithm. With optimized returns, protocol diversification, and hands-free management, it’s one of the most efficient ways to earn on USDC right now — no loops, no headaches, no extra apps.

Want to Check It Out?

Here’s how to get started:

1. Go to the Summerfi website
2. Look for Vaults
3. Select the USDC Lower-Risk Vault on Ethereum
4. Deposit USDC
5. That’s it — everything else runs automatically, and you earn both interest + SUMR rewards