In the current Decentralized Finance (DeFi) ecosystem, ordinary workers and small to medium-sized enterprises often find it difficult to access financing opportunities, as this field seems to be more geared towards serving high-net-worth users. However, HUMA is changing this situation through an innovative income stake model, extending credit services to a broader audience, especially freelancers and small business owners.

The uniqueness of HUMA lies in its successful seamless integration of off-chain actual income with the on-chain credit system. This initiative not only fills the credit gap that traditional financial institutions have long overlooked but also paves the way for achieving inclusive finance.

By introducing real income data into the blockchain credit assessment system, HUMA provides new possibilities for groups that find it difficult to obtain credit support in the traditional financial system. This innovative approach not only increases the accessibility of financial services but also has the potential to fundamentally change our understanding of credit assessment.

As a pioneer in this field, HUMA is proving that with the help of blockchain technology, we can build a more inclusive and equitable financial ecosystem. With the promotion of this model, we may see more people benefiting from financial innovation, thus driving the development of the entire socio-economic landscape.

The case of HUMA demonstrates the immense potential of blockchain technology in addressing real financial issues, while also providing guidance for other fintech companies. In the future, we may witness more similar innovations that further promote the democratization and popularization of financial services.