XRP Does Not Need to Reach 10,000 USD to Change Your Life

Angel investor and cryptocurrency educator Armando Pantoja is opposing the growing disappointment in the XRP community. In a recent video shared on social media, he explains that many people hold too much focus on the price of XRP - and miss out on the true value behind this asset. According to Pantoja, XRP does not need to surge to $10,000 or even $100 to change lives. The important thing, he argues, is the investment returns and the real utility of the token. This message comes at a time when many retail investors feel left out, witnessing Bitcoin climbing to a new all-time high of over $112,000 while XRP continues to fluctuate around $2.30. He acknowledged that XRP seems to be stuck while BTC continues to break records. But he pointed out that when you zoom out, XRP is actually delivering solid returns. Over the past year, Bitcoin has increased by about 52%, while XRP has risen over 300%, going from under $0.50 to over $2.10. Pantoja stated that this growth rate shows why prices do not tell the whole story. He explained that investors often become too obsessed with price targets rather than calculating ROI. For example, to achieve a 3x profit from Bitcoin from here, BTC would need to reach $300,000. But for XRP to deliver the same level of profit, it only needs to reach around $6.90.

He also emphasized the market capitalization gap between the two assets. XRP currently holds about 7% of Bitcoin's market capitalization, meaning it has more room to run in percentage terms. This is an important point for those looking to maximize their investment returns. In addition to the price, Pantoja reminded viewers about the utility of XRP. He stated that XRP is one of the few cryptocurrency projects that actually has a clear use case. It is built for fast and cheap cross-border payments. Transactions take only a few seconds to settle and the cost is less than a cent. XRP can handle up to 1,500 transactions per second - nearly what traditional systems like SWIFT can do. According to Pantoja's perspective, XRP is designed not to attract attention but to build infrastructure. And that is why it has long-term value. He also encouraged investors to stop comparing XRP and Bitcoin as if they are in a battle. He sees them serving different purposes – Bitcoin is a store of value, XRP is a payment network. He stated that smart investors do not need to choose between them. They just need to understand their roles and invest accordingly.