#余币宝年化收益破24%# ### ⚠️ 1. Feasibility analysis of 24% returns
1. **Regular products cannot be realized**
The **basic annualized yield** of Yu Bi Bao is generally below 10%:
- **USDT Savings**: Approximately 2%~8.66% (Data from May 2025)
- **USDT Fixed Deposit**: VIP top users up to 4% (7 days fixed deposit)
- **BTC/ETH Fixed**: Up to 3.95%~5% (Limited time offer)
2. **Short-term activities may approach 24%**
Requires reliance on **multiple rewards stacking**, but the conditions are strict and have expired:
- **SPK Reward Pool (June 2025)**: Top VIP users receive a regular b